L.A. Personal Injury

Bad Faith Insurance

An insurance policy is a product that we spend a lot of money on and hope we never have to use. When we purchase an insurance policy whether a health insurance policy, disability insurance, business liability, or property and casualty, we are paying for peace of mind. We pay the monthly premiums in good faith, with the assumption that when an event occurs and we are in need of the insurance company, the insurance company will in good faith cover our claim. Unfortunately, policy holders too often discover that the insurance companies whom they believed would be there at a time of crisis, are more interested in their profits, than in the interests of the policy holders.

When an insurance company unreasonably denies a claim, refuses to defend, or illegally cancels a policy, an affected policy holder has the right to file an to action for breach of contract and for bad faith denial of the claim. Under certain circumstances the policy holder may be entitled to the unpaid benefits, general damages, attorney fees and punitive damages. Recent developments in the law have provided policy holders with additional legal protection against the unreasonable insurance company.

The Law Offices of Joseph Y. Avrahamy has experience in representing policy holders who have fallen victim to the unscrupulous practices of the large insurance companies. Whether due to improper denial of disability benefits, the cancellation of health insurance policies at a time of need, or the refusal to defend an action filed against its insured, the Law Offices of Joseph Y. Avrahamy has successfully represented policy holders against the powerful insurance companies.

Phone (818) 990-1757
Fax (818) 990-1955